Case Study - Taking Control of your Investments to achieve your Objectives!

Last month I received a referral from one of our professional connections based in Leeds, who had a client whose specific request was for someone to manage his Investment Portfolio.

This particular client was a 53 year old male from Nottingham with a well paid job within the IT industry. Mr B as he will be known had over 200k from all his investments and his OBJECTIVE was to retire at 60.

He wanted to do this by maximising returns from the before mentioned investments.

An initial fact find meeting with Mr B established he had 6 different pension funds totalling closer to 250k. These were roughly split with 50% in with profits funds & 50% in UK Equities.

After filling in an in-depth risk profiler questionnaires we had the following conclusions about Mr B;

• He was prepared to invest in overseas & specialist markets to maximize returns.
• He wanted to take an active role in the decision making about buying & selling of different investments in response to market changes.

What were Mr B Options?

Following some research it was clear to me that there was at least 100k that was inappropriately invested, which was not contributing towards his objective. In addition to this Mr B was paying a high amount of monthly fees due to this multi-policy arrangement. Mr B's had the following options;

• Switch into a lower charged pension arrangement, which offered reduced costs & greater fund options & significantly easier administration to assist in his investment programme

         or

• Bundle all 6 pensions into one that would provide the maximum range of investment opportunities & efficient ongoing portfolio management

Mr B choose the latter option, which whilst occurring higher initial costs would provide the opportunities to grow his pension fund over the next 7 years through Reeves Independent's Portfolio Management Service.

Does the above case sound similar to you? Here at Reeves Independent we would work closely with you to give you the best opportunity of maximising your investment returns. We would give you the strategies, help you make the right decisions & give you the tools to allow you reach your investment goals.

Contact us now on 0191 281 9862 or e-mail info@reevesifa.com NOW for a FREE initial consultation!

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Reeves Independent Weekly Investment Report - 01/07/11 - 07/07/11

Here at Reeves Independent we changed our portfolios this week to our new & hopefully improved version 7. The new portfolio’s experienced a fantastic maiden week; with ALL 35 of our funds showing positive results & therefore all 3 of our portfolio’s producing returns for our clients.

Our Japanese fund, which has seen double figure gains since the earthquake hit at the beginning of the year, continued to recover with a one week return of over 4%. This contributed to our Aggressive funds averaging a 3% return in just a week. It was also helped by our “Junior Oils Trust” fund which saw over 7% gains in the last 7 days.

The average return for our balanced portfolio for this week is 2.3% with our best fund being the “Gartmore US Growth” hitting over the 4% mark in the 7 days.

The portfolio with the lowest gains was our Cautious portfolio but even this showed an average of 1.4% return with our "Jupiter North American" fund surpassing 3% for the week.

If you would like to have a review of your investment portfolio or you would like to possibly make returns like those mentioned above then contact us on 0871 271 1280 or e-mail info@reevesifa.com


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Free Investment & Retirement Planning Clinic!

Here at Reeves Independent we understand how important it is to get your retirement plan in order sooner rather than later. A major part of this retirement plan could be actively trying to make more from your investments, which would have a positive impact on when you can retire and how good a retirement you can actually have. 

Additionally as we all know from the media at present that the Government are reviewing and possibly changing the pension system. Proposals may mean that people will have to work for longer whilst making higher pension contributions. Could this be you?

So we are offering a FREE Investment & Retirement Planning Clinic

Date:           01/07/11

Time:          09.00am - 16.00pm (Hourly slots available)

Venue:        Reeves Independent, 47 St Georges Terrace, Jesmond, NE2 2SX    

Contact:      info@reevesifa.com or 0871 271 1280

It is an opportunity to come and have a chat with one of experienced team to ask them any questions you have about your own investments and discuss retirement strategies and options!

We are booking out hourly slots so e-mail the team to book a place NOW!

If you have any further enquires then please contact us!

It must be stressed this a free initial meeting - further meetings may incur a cost. However this will be discussed at a future date.

The Importance of Retirement Planning - Now rather than Later!

The current economic situation has resulted in a number of hard decisions having to be made, especially with respect to retirement planning. This is the not just the case at family & business level but significantly at government level.

The present problem of an ageing population with inadequate financial planning is not a new one, its been around since I started in the finanicial services industrty in 1991. It would seem to me that it has taken this recession to kick start the Government to really wake up to the problem. This had resulted in a number of new key initiatives, which as we know have not all been popular.

Firstly have had the increase in the state retirement age. Therefore people in their 20’s will not get their state pensions until 68 years of age at least. Secondly the abolishment of the maximum working age will be welcomed to many who can’t afford to retire . Additionally the auto enrolment of qualifying employees will see people being entered into pension schemes that they might not want. Furthermore the compulsory employer pension contributions have not go down well with the companies that we run schemes for.

The public sector looks like it will not escape either. Lord Huttons report suggests that public sectors workers are faced with later retirement , lower pension and greater contributions. We will find out further developments over the following few weeks I'm sure.

Never has it been more important to address your own retirement plans and move with the times. If you are serious about your retirement Reeves Independent offers a thorough retirement planning service, which includes the following;

• A comprehensive fact find to ensure we have the whole picture
• Goal setting & a full analysis of existing investments and assets.
• Presentation of alternative options & strategies

Contact the office for a FREE no obligation appointment on 0871 271 1280 or e-mail info@reevesifa.com NOW!

Frequently Asked Questions?

Here at Reeves Independent we get asked a lot of different types of questions regarding financial matters. At present we are dealing with a number of divorce cases, where the following question has been asked;

Before I got divorced my ex husband sorted out all of our investments but I do not really know what I have got. It’s confusing. How can you help?

It is fairly common to see one member of a family taking the lead with the family finances and then for what ever reason they are not there to do so. It’s not just devorce where this occurs, serious ill health and bereavement can also have the same effect.

The first thing that we do for all new clients is find out what they have got. This often involves taking away a bundle of paperwork which we wade through and put it into some form of meaningful shape. We would then normally get authority to deal direct with the provider to get up to date valuations and other relevant items.

Then a detailed report is produced, which will list everything that you have and will help you understand what you have got and how it matches your needs.


Finally, we will present a range of options about the best course of action for all your finances.

If you relate to the above article and would like some advice & help to get your finances in order then contact 0871 271 1280 or e-mail info@reevesifa.com to speak to one of our experienced team NOW!

Reeves Independent's Quarterly Investment Report!

This week signalled the end of Reeves Independent's Investment Quarter. Our version 6 portfolio's performances were as follows;

All but one of our Cautious Portfolio funds produced positive returns. The average gain across these 12 funds was 2.54%. These quarterly returns are more than the majority of current accounts offer in a year. Our highest gain within this portfolio was 7.68% from the “Invesco Perpetual High Income ACC”  Fund. This was only added at the beginning of March following extensive research from our investment team.

More impressive were our Balanced funds, who actually eclipsed our cautious funds, with all 8 of them producing positive returns. The fund producing the greatest return in this portfolio was the “Aberdeen European Equity A”, which returned 5.4%. Overall our balanced portfolio averaged a notable 3.08% over the quarter.

Our Aggressive funds were less pleasing as they were constantly hampered by the aftermath of the Japanese Tsunami, the instability of various worldwide economies and the problems in such countries as Libya, Egypt and the Middle East region. However it must be stated that very few of our clients have invested within this portfolio as we had advised them not to from research undertaken.

At Reeves Independent we are now analysing these quarterly results and we are developing our Version 7 portfolios. Extensive research will be undertaken from our investment team, which will result in some funds being taken our of the various portfolios and new funds added, with the overall aim being to better the above quarters performance.

If you would like to have a review of your investment portfolio or you would like to possibly make returns like those mentioned above then contact us on 0871 271 1280 or e-mail info@reevesifa.com